Life & Health Insurance Advisor – Summer 2025
How Disability Insurers Are Streamlining Efficiency with Technology
The disability insurance industry is undergoing a significant transformation, driven by advancements in artificial intelligence (AI), telehealth, and simplified underwriting. These innovations are enhancing the efficiency of policy approvals, improving access to claims assessments, and reducing costs by minimizing fraudulent claims. Read on for details.
Medicare Costs and the Push for Long-Term Sustainability
Medicare remains a critical lifeline for millions of Americans, but rising healthcare costs and regulatory changes are putting significant pressure on its funding. As policymakers grapple with these challenges, new regulations are reshaping benefits and premiums, while legislators explore long-term solutions to ensure Medicare remains viable for future generations. Read on for details.
Cybersecurity in Retirement Accounts: Safeguarding Savings from Fraud and Cyber Threats
As digital financial systems become more advanced, the cybersecurity of retirement accounts is an increasingly urgent concern. With trillions of dollars invested in 401(k) plans, IRAs, pensions, and annuities, cybercriminals are targeting retirement funds more aggressively than ever. Read on for details.
Six Healthcare Trends That Could Save You Dollars
In an era of rising healthcare costs, staying ahead of industry trends can make a real difference in how much you spend on medical care. Whether it’s smarter insurance pricing, expanded telehealth options, or AI-driven fraud prevention, small shifts in the healthcare system are creating opportunities for consumers to cut expenses without sacrificing quality.Read on for details.
Life & Health Insurance Advisor – Spring 2025
What’s New for Medicare in 2025?
In 2025 several important changes and updates are being introduced to the Medicare program that will impact beneficiaries, providers, and insurers. These updates aim to address ongoing healthcare challenges, improve access to essential services, and make healthcare more affordable for older adults and those with disabilities. Read on for details.
5 Ways to Tell If You’re on Track for Retirement — and 5 Things to Do if You Need to Catch Up
Retirement planning is a vital part of financial wellness, but how do you know if you’re on track? Here are five ways to assess your progress, followed by five expert-recommended strategies to catch up if you’re falling behind.Read on for details.
Why Life Insurance is a Must-Have for Homeowners
Owning a home is one of the largest financial commitments many individuals or families will ever make. Regardless of whether the household consists of young children, couples, or single occupants, life insurance is a crucial financial tool for protecting this investment and providing peace of mind. Read on for details.
The Digital Shift in Healthcare: Embracing Telehealth and Virtual Care
The healthcare industry is undergoing a significant transformation as more services transition to digital platforms, prioritizing telehealth and virtual care. This shift is driven by advancements in technology, the need for accessible care, and the convenience it provides for both patients and providers. Read on for details.
Life & Health Insurance Advisor – Winter 2024
What Exactly Are No-Deductible Health Plans?
While most health insurance plans require you to pay out-of-pocket costs up to an annual deductible amount before coverage kicks in, no-deductible plans skip this step. Read on for details.
How Life Changes Impact Your Life Insurance Needs
Getting married, having children, buying a home, and other major milestones often necessitate revisiting your life insurance coverage. As your life circumstances evolve, so do your financial obligations to loved ones. Ensuring adequate life insurance protection can provide them critical financial support if you pass away unexpectedly.Read on for details.
Grow Your Nest Egg Tax-Free with a Roth IRA
Opening a Roth individual retirement account, or Roth IRA, allows you to set aside after-tax income that can grow tax-free for retirement. Contributions to a Roth IRA are not tax deductible, but qualified withdrawals in retirement are tax-free. Read on for details.
How to Get Your Retirement Back on Track Post-Divorce
When long-term marriages end, retirement plans are often casualties. With the right steps, however, you can mitigate the damage and work toward the retirement you envisioned. Read on for details.
Life & Health Insurance Advisor – Fall 2024
Who Will Care for You? Long-Term Planning for Your Golden Years
As you enter your golden years, it’s crucial to have a plan for how you’ll pay for long-term care if you need it. Read on for details.
Getting the Most from Medicare: When Medigap Makes Sense
As you evaluate your Medicare coverage options, you may be wondering whether purchasing a Medigap policy is right for you. Medigap is supplemental insurance that helps pay for costs left uncovered by Original Medicare, which includes Part A hospital insurance and Part B medical insurance.Read on for details.
Ambulatory Surgery 101: What You Need To Know About Costs and Coverage
As more routine medical procedures move out of hospitals and into outpatient centers, you may find yourself considering an ambulatory surgery center, or ASC, for your next elective procedure.Read on for details.
Are You Making These 4 Life Insurance Mistakes and Putting Your Family At Risk?
When it comes to life insurance, it’s easy to make mistakes that could put your family’s financial future at risk.
Read on for details.